Flood Information

Boynton Beach can be vulnerable to severe damage caused by high winds and associated flooding. Most people consider their home and its contents their largest investment. Most standard homeowner insurance policies do not cover flood damage. Separate flood insurance policies backed by the National Flood Insurance Program (NFIP) are available and affordable, in case of a future flood event that is caused by a hurricane, tropical storm, heavy rain, sea level rise or other condition.

It is important to note that today's hazards may be more severe in the near future. Sea level rise will cause increased flooding in certain coastal and inland areas. Find out if your property will be affected and what measures you can take to increase resilience by visiting the Coastal Resilience Partnership website. Questions? Call 561-742-6366.

According to the Federal Emergency Management Agency (FEMA), a flood is defined as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from one of the following:

  • Overflow of inland or tidal waters;
  • Unusual and rapid accumulation or runoff of surface waters from any source;
  • Mudflow; or
  • Collapse or subsidence of land along the shore of a lake or a similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.

For a more thorough explanation of floods and floodplains, please review the National Flood Insurance Program's "Floodplain Management Requirements - A Study Guide and Desk Reference for Local Officials".